We Have Everything To Get You Covered

Insurance Advisors Agency, Inc. is here to help you with your Health Insurance needs!

We are licensed professionals who have the knowledge to help you compare benefit options to ensure that you are getting the coverage you need.   Each company we represent has many plan options with different benefits, deductibles, prescription drug coverage, and maximum out-of-pocket costs.  We know that understanding insurance terms can get frustrating, so let us explain the details in simple terms!

There are many reasons that you may be looking for Health Insurance right now.  Whether you are looking for a short term plan or aging into Medicare, we are here to help!


Individual & Family Health Insurance

Insurance Advisors Agency, inc. is contracted with many excellent health insurance companies.   Click on the links to the right to get quotes from Anthem (Blue Cross Blue Shield), Cigna, or Humana.   If you are looking for more options, or if you just prefer us to do the work, call us at (970) 255-8240!

Carriers generally require parents and children to be on the same policy.  However, in January and July certain carriers hold an open enrollment available for children only.  Please contact us at (970) 255-8240 if you would like more information on child-only plans.


Group Health Quotes

Insurance Advisors Agency, Inc. offers group health insurance coverage for small companies with 1 or more employees.   Small Group health plans usually require a minimum 60% participation rate and employer contributions can be as low as $50 per month.   Many plan types are available and group benefits can be tailored to meet your needs.  Please click on the Group Health Insurance Quote link on the right or contact us at (970) 255-8240 if you would like more information.


Short Term Medical for Individuals and Families

Through Assurant and HCC, Insurance Advisors Agency, Inc. offers affordable, temporary health insurance for up to 12 months.   This type of coverage is perfect if you are between jobs, waiting for employer group coverage to start, a recent college graduate, a temporary or seasonal employee, a dependent no longer covered under your parents’ plan, laid-off, or if you will age into Medicare in less than a year.   The premiums for Short-Term Medical plans usually have lower monthly premiums than traditional plans, but they also usually don’t cover preventative care.  It’s a good fit if you only need coverage for a short time in case something catastrophic happens.  Click on the HCC Short Term Medical link on the right for an instant quote, or contact us at (970) 255-8240 for more information.

 


International Health Insurance


International Health Insurance is also available! We provide US citizens and non-US citizens with International insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, overseas assignment, or group coverage for employees in locations around the world, our site has a product to meet your needs. Contact us at (970) 255-8240 for more information, or click on the IMG International Medical Group link to the right for an instant quote.

 


Medicare Options:  Supplements, Advantage Plans, Prescription Drug Plans

Insurance Advisors Agency, Inc. offers renewable Medicare supplements, Medicare Advantage plans, and Part D – Prescription Drug plans for eligible Medicare beneficiaries.  Due to Medicare regulations and complexities we suggest you contact us at (970) 255-8240 or email us through our Contact Form to get further information about plans, offerings, and rates.