Life & Disability
Life insurance is designed to protect those who depend on your paycheck. If you die prematurely, life insurance provides your dependents with ongoing income to replace yours. It can also provide a timely emergency fund for your family to handle medical, legal, and funeral costs.
Could your family afford your funeral expenses? Are your dependends counting on your paycheck to cover their basic needs and future goals? If you are the primary caregiver, what will it cost to replace you with a paid caregiver? These are the types of questions that must be answered before it is too late. There are many different types of life insurance plans to consider. Call us at (970) 255-8240 and let us explain the differences and help you find a plan to fit your needs. Because we are an Independent Agency, we are able to get quotes from several companies and ensure that you are getting the right policy. Click on the link on the right side of the screen to get an instant online quote from Illinois Mutual.
Many people have an accident or sickness that leaves them unable to work. According to the National Safety Council report (from 2008) almost 50 Americans become disabled every minute! How will you pay your bills or take care of your dependents if this should happen to you? Disability Insurance will give you a monthly benefit to help you continue to pay your expenses in the event that you become disabled. We can help you analyze your monthly expenses and show you what type of coverage would fit your situation. Click on the link on the right side of the screen to get an instant online quote from Illinois Mutual.