Inexpensive Health Insurance is a Snap At
InsuranceChoices.net

Tips and Information for Shopping for a Medicare Health Insurance Plan

Standard Medicare Plan:

Are you already getting Social Security or Railroad Retirement benefits? Then you automatically get the standard (original) Medicare Plan at 65. You should get a packet of information on Medicare from the government, including your Medicare card. To sign up for a Medicare Advantage Plan, just follow the instructions in your packet.

If you are not getting Social Security or Railroad Retirement benefits and think you might qualify for those benefits, contact your local Social Security office. Ask them about whether you qualify for benefits. If you do, then they can give you further information about getting signed up.

Medicare Prescription Drug Plans:

Medicare Advantage Plans:

If you want to join a Medicare Advantage Plan (HMO, PPO or PFFS), you must have both Medicare Part A and B and live in the service area of the plan you want to join. People with End-Stage-Kidney Disease are not eligible to enroll in a Medicare Advantage Plan.

What if you Want to Change Medicare Supplemental Health Insurance Plans?

Generally, you can choose to switch your current plan to a new plan from November 15 to December 31 of each year. In special cases, you can switch plans at other times (this might be the case if you need to switch nursing homes).

If you decide to switch plans you can contact us for help in choosing a new plan and getting switched over.

Before Supplemental Insurance Plans

If you have other health care coverage and decide to drop your additional insurance when you change plans, you may not be able to get the same Medigap policy or your retiree health insurance back if you later want to return to Original Medicare. So make sure you know all the details of your current plan before you switch to a new one, and also make sure you don't drop that supplemental health insurance prematurely.

In any case, you might want to consider getting some help to navigate the Medicare Supplemental Health Insurance waters. We're experienced and will be happy to help you. Just contact us by phone or email.

For more information, check out the AARP website page with a more detailed explanation: AARP Medicare Supplement Plans Information

©2001 - 2008 Insurance Advisors Agency, Inc., All Rights Reserved
*Financial services are not affiliated with Insurance Advisors Agency.
Site designed and hosted by FLEXISS, L.L.C.

Insurance Resources