Home and Property Insurance in Grand Junction, CO

Is your safe place protected?

Most people with a mortgage have Homeowner’s Insurance because it is required by their lender. But the average person does not understand the policy, and may not really know what their insurance covers. Homeowner’s Insurance is an insurance policy that protects you financially in the event that your home and/or property is damaged in a covered peril, or in the event of a covered lawsuit.

Are you a renter, or live in a condo?  We can help you find the best coverage for your home, too.

Why Choosing the Right Property Insurance in Grand Junction, CO Matters

Not all home insurance policies are the same. Coverage limits, deductibles, and exclusions can vary widely depending on the provider and the plan. That’s why it’s essential to work with a knowledgeable advisor who takes the time to understand your specific living situation, property details, and budget. Whether you’re insuring a single-family home, a condo, or a rental property, we’re here to help you find a policy that fits your needs—not just one that checks a box for your lender.

Our team can walk you through important coverage features like protection against fire, theft, wind, water damage, and personal liability. We also explore optional coverages like flood insurance or extended replacement cost coverage to help you plan for unexpected events. If you’ve made recent home upgrades or invested in valuables, we’ll factor those into your coverage recommendations, too. When you need property insurance in Grand Junction, CO, get in touch with Insurance Advisors Agency, Inc.